Learning Center
VA Home Loans for Disabled Veterans?
Understanding VA loans and the great benefits they offer disabled veterans is a hard subject matter to tackle alone. Seeing whether you qualify to waive the VA funding fee, how your disability compensation helps your income…
Can I get a VA Loan if I Don’t have a job
VA lenders have to consider your sources of income when applying for a VA loan. Having a job can be a big plus as a loan applicant for a VA mortgage but it isn’t required. The VA home loan program allows lenders to look at…
Can A Surviving Spouse Get A VA Loan
We are often asked, can a surviving spouse get a VA loan. The answer is yes. This is because the department of veterans affairs allows the extension of the VA home loan benefit to surviving military spouses. The VA home loan…
3 Myths About VA Loans And Bad Credit
Some may argue the so-called “ups” and “downs” of VA loans. But, As a Veteran or active military member looking to purchase a home, VA loans are of huge benefit so at HomePromise we want to clear up some myths. Fact is…
Why And How To Refinance Your Mortgage
When you refinance your mortgage it replaces your current mortgage loan with a new one. People refinance for many reasons. Some people refinance their mortgage to reduce the interest rate and save money, reduce their…
How To Get A VA Loan With A 580 Credit Score
The VA home loan benefit makes owning a home possible for Veterans, active service members and surviving spouses. Unlike conventional loans, The Department of Veterans Affairs doesn’t require a specific credit score…
VA Loan Guide: VA Home Loan Benefits Simplified
The VA home loan benefit makes owning a home possible for Veterans, active service members and surviving spouses. Unlike conventional loans, The Department of Veterans Affairs doesn’t require a specific credit score…
Is It Smart to Refinance Now to Pay Off Debt?
Many people feel that their best option to pay off debt may be cashing in on their investments. This often includes their 401k and pensions or other retirement accounts. Of course, this would…
Unlock Your Home’s Potential with Cash Out Refinancing for Home Improvements
Should You Do Cash Out Refinancing for Home Improvements or Get A Home Equity Loan? Are you considering making home improvements this year? Maybe you want to update your deck, or take…