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Maximizing Your Savings: Tips for Getting the Most Out of Your VA Home Loan The purpose of this guide is to offer thorough details to veterans and active-duty military personnel on using VA Home Loans. These loans provide support for home ownership, increasing...

5 Common Myths Debunked About VA Home Loans   Veterans and active-duty service members deserve clear information about VA loans. Buying a home is stressful enough without myths adding confusion. This guide tackles five common misconceptions about VA loans, empowering...

VA Home Loan Simplified: A Step-by-Step Guide for Veterans You served your country, now secure your future. Our guide explains the VA Home Loan program in simple terms, so you can buy a home easily. We cover eligibility, benefits, and the entire application process...

Unlocking the Full Potential of Your VA Home Loan Benefits The sense of pride that comes from serving your country is part of your military service. Your VA home loan benefits are designed as a reward for your service, providing a pathway to homeownership. The VA Home...

Lending Scams Targeting Our Veterans. Fake lenders promise easy approval without credit or income checks, preying on veterans in urgent situations.

This home buying guide helps military members buy homes and make informed decisions as they transition to civilian life.

The VA home loan program can help them buy a home with no down payment and competitive interest rates. However, some lenders may take advantage of veterans.

Unlock Your Homeownership Dream with HomePromise – Your Best Choice for First-Time Homebuyers Seeking a VA Loan. Get Started Today!

Get Answers to Your VA Home Loan Questions – HomePromise Provides Clear Insights for Veterans, Active Military, and Surviving Spouses. VA Loans Simplified.

Achieving homeownership is an exciting milestone in life. VA loans have good terms and don’t require a down payment, or monthly private mortgage insurance (PMI)

VA home loans have been a lifeline for military and National Guard members in achieving the American dream of home ownership with favorable rates and terms.

The housing market changes often, and one important factor that can impact buying a home is the interest rate. With current rates at levels not seen in years..

As a veteran or an active-duty service member, you’ve likely heard about the many benefits of VA loans. The U.S. Department of Veterans Affairs

Are you considering buying a home in a high-interest rate environment? Don’t worry, because..

Female veterans who are single mothers face even greater obstacles because of financial constraints and limited resources. However difficult it may seem though.

VA loans require no down payments for home loans because the US Department of Veterans Affairs guarantees part..

The VA Loan Program helps veterans, surviving spouses, and active military members with service-connected disabilities buy homes.

Are you a veteran or active-duty service member searching for your dream home? If so, you may have heard whispers about the possibility of…

Are you a veteran or an active-duty service member looking to purchase a second home with your VA loan benefits? Or maybe you’re even planning to buy…

If you’re a veteran or an active-duty military member, you’ve probably heard about the many benefits of VA home loans. And if you’re considering buying…

The VA Home Loan program is a mortgage option backed by the government. It helps veterans, active-duty service members, and eligible surviving…

Before applying for a VA loan with a low credit score, think about these 5 things. Understanding the following steps will increase your chances…

VA loans provide an excellent opportunity for active duty service members, veterans, surviving spouses…

Welcome to our step-by-step guide to getting a VA joint loan! If you and a non-veteran (who is not your spouse)

VA loans are not just limited to active-duty military personnel. Reservists also have the opportunity to take advantage…

Are you a veteran or active-duty service member looking to buy a home, but have no credit history? The VA loan…

Welcome to our comprehensive guide on VA loan credit requirements! VA loans are a great choice for veterans and active-duty service members who want to buy a home.

When looking to buy a home, it’s important to consider all of your options when it comes to financing.

Don’t be fooled by low mortgage rates without considering your closing costs. Closing costs can make or break your purchase of a home, and they’re often overlooked until it’s too late.

Are you a veteran or currently serving in the military? If so, you may be eligible for a VA loan which can help you achieve your dream of homeownership.The best part? You may not need to put any money down!

As a first-time homebuyer, the process can be overwhelming and confusing. At HomePromise, our VA loan experts have prepared this article for you. If you are an active military member or veteran planning to buy a home in the…

Veterans and active military members can take advantage of the VA Home Loan program when buying a home. This program is run by the US Department of Veterans Affairs. This program can help veterans and active service members

When it comes to VA loans, the answer to who pays the closing costs can vary. Generally, both the buyer and seller can negotiate who pays before the closing date. However, with a VA loan, there are certain fees that cannot…

Are you a veteran or current member of the military looking to buy a home? Are you eligible for a VA Home Loan benefit? The VA loan experts at HomePromise. This type of loan can help you buy a home (primary residence), and improve or use the equity in your home for various…

Are you a veteran or an active-duty service member looking to buy a home? If so, then you may need to obtain a VA Certificate of Eligibility letter (often called a “COE”). This document is crucial for

A co-borrower is someone who shares responsibility for the loan with you. Co-borrowers can help you qualify for a loan, but there are some things to consider before…

If you’re in the military, then you know that change is inevitable. Permanent Change of Station (PCS) orders can arrive suddenly. This can cause you to quickly relocate to

As a veteran, there are options available that cater specifically to your unique needs. Let’s take a closer look at how veterans can benefit from debt consolidation loans and why they may be the best option for you.

Refinancing your mortgage is the process of taking out a new mortgage loan to pay off an existing loan. When refinancing to pay off debt, if the new loan has a lower interest rate than the existing loan

VA loans provide an excellent opportunity for active duty service members, veterans, surviving spouses and their families to buy a home. But, with eligibility requirements, some

The VA does not set a minimum credit score for VA loans. However, most lenders will require a minimum credit score of 640 or 620. Some lenders may require an even higher credit score, but these minimum score levels are not necessary.

Without a complete understanding of the VA loan process, veterans can sometimes make expensive mistakes. Misunderstanding the VA Funding Fee or failing to properly document income are just two mistakes that veterans may make.

Veterans can purchase a horse farm home that has many acres with a VA loan from HomePromise. The VA appraiser has to find homes nearby that have sold recently with similar acreage. There isn’t a limit on the number of acres but the larger…

Your VA disability rating does not hurt your ability to qualify for a VA home loan. Applying for a VA home loan as a disabled veteran means you will have access to additional money-saving benefits, even if you have a low credit score.

Buying a home is a big decision and can be stressful.  You need to consider price, location and near-by schools.  And how about getting a mortgage?  That can add to the pressure. Luckily, as a Veteran you may qualify for a VA-backed loan …

You may be able to decrease your monthly mortgage payments with HomePromise, get cash back on your home equity or lower your interest rate. Sometimes you may even get all three of these benefits in one loan! As a military homeowner…

Credit scoring is used by all lenders to help them decide whether to extend or deny your credit, but credit score minimums may be different for each VA lender. Even If your credit score is low, there may be hope at HomePromise!

Pay Off Debt With a VA Home Loan  Debt accumulation can happen to the best of us but luckily as a Veteran homeowner, you have an advantage. Your VA home loan program eligibility means you may qualify for an MDCL (Military Debt Consolidation Loan), also known as a VA...

A VA loan is a specialized type of government loan, backed by the Department of Veterans Affairs (VA). It allows you to qualify for a low-cost mortgage when you’re looking…

Using the VA home loan program for debt consolidation is designed to help alleviate some of these financial burdens and give veterans and military families a better option for paying off their debt faster…

We are often asked who is exempt from paying the VA funding fee at closing. At HomePromise, our VA home loan experts are ready to answer your questions and help guide you as you make these important financial…

The VA home loan program offers veterans, active service members, and surviving spouses with many useful benefits that can help save them thousands of dollars in closing costs and throughout the life of their loan. What some National Guard member…

The VA home loan program was designed to make purchasing a home more accessible for active duty service members, veterans, and surviving spouses. The program offers money-saving benefits to those who qualify with the goal of making…

The VA loan program provides helpful and unique benefits for active service members, veterans, and their families. But, can a Reservist Get a VA Loan? As long as they meet specific requirements, Reservists and National …

Before borrowing for your mortgage, it’s important to understand origination fees. Choosing a lender to fund your VA home purchase loan or cash out refinance is a major decision that will impact how much money you will have to pay at closing…

Through the VA home loan, veterans, service members, and their spouses are eligible for a variety of useful benefits. What keeps the VA home loan and its benefits continuing year after year are the payments made from the VA funding fee….

Understanding VA loans and the great benefits they offer disabled veterans is a hard subject matter to tackle alone. Seeing whether you qualify to waive the VA funding fee, how your disability compensation helps your income…

VA lenders have to consider your sources of income when applying for a VA loan. Having a job can be a big plus as a loan applicant for a VA mortgage but it isn’t required. The VA home loan program allows lenders to look at…

Some may argue the so-called “ups” and “downs” of VA loans. But, As a Veteran or active military member looking to purchase a home, VA loans are of huge benefit so at HomePromise we want to clear up some myths. Fact is…

When you refinance your mortgage it replaces your current mortgage loan with a new one. People refinance for many reasons. Some people refinance their mortgage to reduce the interest rate and save money, reduce their…

The VA home loan benefit makes owning a home possible for Veterans, active service members and surviving spouses. Unlike conventional loans, The Department of Veterans Affairs doesn’t require a specific credit score…

Many people feel that their best option to pay off debt may be cashing in on their investments. This often includes their 401k and pensions or other retirement accounts. Of course, this would…

Should You Do Cash Out Refinancing for Home Improvements or Get A Home Equity Loan? Are you considering making home improvements this year? Maybe you want to update your deck, or take…

A cash-out refinance (or cash-out refi) replaces your current home loan with a new home loan according to the VA home loan program. This new loan equals more than you owe on your home, which means that…

If you are an active-duty military member or a Veteran of the armed forces or national guard, you may qualify for VA home loan benefits as specified by the Department of Veterans Affairs. As you consider…

Because VA loans are backed by the U.S. Department of Veterans Affairs, the down payment is optional. But if you make no down payment or a very small…

For eligible Veterans, getting approved for an investment property is worth it. By turning your primary residence into a rental property to generate income, an investment property VA mortgage…

If you’re in the military, you know that housing is a complicated and always-changing issue. Military life means you move a lot. You knew that’s what you were signing up for. But you didn’t sign up for…

For eligible Veterans, getting approved for a multi-family 2-4 unit property is worth it. Your property becomes an investment property if you use your primary residence as a rental property to generate…

We’re coming out of a difficult year. As we look forward to 2023, an important question to ask is whether 2023 is a good year for you to buy a home. You may have heard that many people are worried about buying and…

If you’re looking to buy a home soon, you’re probably wondering whether 2021 will be different from past years. After all, we’re coming out of 2022, a year that was challenging for all of us in one way or another…

A VA loan is guaranteed by the government , which makes it easier to get a VA home loan! That’s because that government guarantee allows VA approved lenders like HomePromise to lend money to…

Located in the Mid-Atlantic region of the United States, Skyline drive rises just over 4000 feet in elevation. Rural America has never been so stunning when overlooking the farmers and ranchers living in the vast west…

President Trump just signed a legislative package that will help the veterans community. The Veterans Healthcare And Benefit Improvement Act Of 2020. The top benefits and improvements in 2021 for…

Now that the presidential election is over, what will happen to VA loans after the 2020 presidential election? It’s not too early to start thinking about how the election will affect VA loan rates…

Want a mortgage, but not sure where to begin? This guide will give you some tips to get you started, giving you a sense of what most lenders will require from you, the borrower! Income Qualifications…

Did you know most VA lenders set their own guidelines limiting your access to use the VA benefits you earned? Here are the top 3 mistakes Veterans make when getting VA Loans today…

As of January 1, 2020, Veterans and active military members will have more borrowing power thanks to the Blue Water Navy Vietnam Veterans Act of 2019. The new law eliminates VA loan limits in 2020. Signed in June of this year, the new law…

Home ownership is an enormous commitment, meaning that it needs an enormous investment of resources. Understanding the types of loans we close is important…

The HomePromise VA loan refinance program offers eligible veteran and active duty military homeowners a unique way to access lower interest rates and reduce…

Our VA Loan Review VA loans give you many advantages that other loans cannot offer including government backed loans like FHA. When buying a home with your VA home loan benefit, no

Advantages of a Log Home/Cabin One of the biggest advantages of a log cabin home might be seen as rustic and charming properties. Living in a log cabin home provides practical living spaces and defy many

Qualifying for a VA home loan approval after a bankruptcy or foreclosure is never easy. As a U.S veteran or Service Member, there are a few options at your disposal. Unfortunately, if you’ve been hit with financial difficulties…

Getting approved for a mortgage on unique properties like dome homes, monolithic dome homes, geodesic dome homes, log homes, and Berm homes may be difficult. Because…

Income from farming makes the property an income producing property in the eyes of many lenders and they don’t want to finance income producing properties even if…

For those looking to buy or refinance an energy efficient home know there are problems with berm home financing. You have great credit and a great job but still get turned…