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Apply For A VA Mortgage With Late Payments

Have you been turned down for a VA mortgage because of late payments in the last 12 months? That may not be a problem with HomePromise! Call or apply online now to see if you qualify with us.

Call now: 800-720-0250



Getting Approved For A VA Loan Even With Late Payments In The Last 12 Months

A mortgage is “late” when a payment is made more than 30 days after the due date. Many VA lenders will deny an applicant with a 30-day late payment on a mortgage in the last 12 months. With HomePromise, if you have an explanation acceptable to our underwriters, you may qualify for a VA loan with late payments in the last 12 months.

How Many Late Payments Are Allowed?

VA lenders set their own terms and conditions for late payments. HomePromise is a VA lender that has approved VA loans with up to three or even more late payments in the last year. For more information call 800-720-0250 to speak with a VA Loan Expert.

VA Mortgage & Refinancing Experts

The VA Home Loan benefit is the best mortgage choice for military members, Veterans, and their surviving spouses. For almost every Veteran, it is a better choice than a Conventional, FHA, or USDA loan.  Best known as a no-money-down loan, the VA Home Loan benefit provides a low-fee option for military members, Veterans, and surviving spouses meeting the eligibility requirements set in place by the Veterans Administration.

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“I just want to thank you very much for your work to help us refinance our loans. I know you had to do so much work for us and we really appreciate it. If I know anyone who wants to buy a home or refinance I will do my best to refer you to them. Again, thank you very much.”

Mary from Hanover, PA

“My mother recently had a refinance with HomePromise. The process was easy for her (and I) to follow. The loan representative, Chris Gaus was very helpful and responsive for the entire process and explained everything. I would definitely recommend this company.”

Dorothy from San Diego, CA