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VA Loan Zoning Problems

Agricultural & Commercial Zoning Issues

Are local zoning ordinances or residential zoning regulations getting in the way of your VA home loan benefits? 

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Agricultural & Commercial Zoning Problems – Their Impact On VA Loans

You may want a VA home loan but you’re not necessarily looking to purchase or refinance the average home. It could be a multi-family home like a Triplex, or an agriculrually zoned property or even a commercially zoned property. Perhaps you’re searching for a property with more than one unit so you can live in the home and rent out apartments to others. The big question is: do the VA guidelines allow for loans on properties with complex zoning issues or zoning problems?

The first step is getting approved for a VA loan. Because your situation is unique, apply below to discuss particular questions with a VA loan and zoning expert with HomePromise. Getting pre-approved for your VA loan before navigating the hurdles is often best.

We will work quickly to answer your questions.  Contacting us at 800-720-0250.

To learn more about agricultural zoning and commercial zoning problems scroll down.

Agricultural Zoning

A VA lender should be familiar with farmland in general. This is critical when navigating agricultural zoning problems. Your lender should also understand the VA guidelines along with local zoning laws and ordinances.

Agricultural, A-1 (or “Ag Zoning,”) refers to laws and ordinances intended for the protection of farmland and farming operations from discordant non-farming use. It’s one thing to get a VA Farm Loan, but what happens when you are looking to purchase or refinance a non-farm home that has restrictions because it has A-1 zoning?  We may be able to provide VA financing for your home purchase or refinance when others will deny you.

Contact us below to find out more. We are here to help.

Commercial Zoning

Many VA Home loan applicants find that commercial zoning can impact their application. This is true with most lenders. But, HomePromise has approved commercial-zoned properties for VA residential loans, so we may be able to help.

VA home loans are not limited to properties in the suburbs; Veterans may also purchase properties in urban areas where homes come with zoning Challenges.

The guidelines for the purchase of an inner-city or urban property differ from the purchase of a home in a residential-only area.

Residential homes that are commercially zoned may cause a problem for some VA lenders who are afraid that a residential home is out of character with the other real estate in the area. As zoning problem experts, we can help determine if the Veterans Administration will allow a VA loan for a residential home purchase or refinance of a property that is commercially zoned.

Contact us below to find out more. We are here to help.

I just want to thank you very much for your work to help us refinance our loans. I know you had to do so much work for us and we really appreciate it. If I know anyone who wants to buy a home or refinance I will do my best to refer you to them. Again, thank you very much.

Mary - Hanover, PA

This company out did themselves in my expectations. They were not pushy; they waited on me and kept contact with me even when I wasn’t sure if I was going to be able to refinance. I had a wonderful experience and highly recommend them for your next mortgage needs!

Paul - Waynesboro, PA

My mother recently had a refinance with HomePromise. The process was easy for her (and I) to follow. The loan representative was very helpful and responsive for the entire process and explained everything. I would definitely recommend this company.

Dorothy - San Diego, CA

I am a Veteran and they helped me understand the best options with my VA loan. They were great all through the process. I will definitely be telling others about Home Promise.

Jeff - Richmond, VA

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Apply For A VA Home Loan With Agricultural Zoning Problems

Getting approved for a VA Loan with Agricultural zoning issues may be difficult. It doesn’t have to be. Because your dream home is unique, approval will require some creativity. We are here to help you.