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Get A VA Loan With A 680 Credit Score

Have you been turned down for a VA loan with a 680 credit score? Some lenders require a minimum credit score above 680, but you may be eligible for a VA loan with a credit score of 680 or below with HomePromise. Call or apply now to see if you qualify with us.

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How Credit Scores Affect VA Loan Approval

 All of your debt information at the credit bureaus is put into an equation to come up with a credit score. A lower score means you have more problems with your credit history. A low credit score can be hard to handle for many VA lenders. But, not all VA lenders deny Veterans with lower credit scores.

Can You Get A VA Loan With A 680 Credit Score?

Some Veterans think they will never qualify for a VA loan due to a low credit score. It is true that most lenders want to see a minimum credit score before approving VA loans. Your application may be denied even with a 680 credit score. But, there are some VA lenders like HomePromise that may approve credit scores below 700 when others do not.

What Is The Minimum Credit Score Required For Approval?

The Veterans Administration doesn’t have a minimum credit score requirement. VA lenders set their own minimum requirements for approval. For more information about getting a VA loan approved with bad credit call 800-720-0250 to speak with a VA Loan & Refinance Expert with HomePromise.

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“I just want to thank you very much for your work to help us refinance our loans. I know you had to do so much work for us and we really appreciate it. If I know anyone who wants to buy a home or refinance I will do my best to refer you to them. Again, thank you very much.”

Mary from Hanover, PA

“My mother recently had a refinance with HomePromise. The process was easy for her (and I) to follow. The loan representative, Chris Gaus was very helpful and responsive for the entire process and explained everything. I would definitely recommend this company.”

Dorothy from San Diego, CA