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Apply For A VA Loan With A 620 Credit Score

Have you been turned down for a VA loan with a 620 credit score? You’re not alone!  Many VA lenders have a 620 minimum credit score requirement.  But, you may qualify with HomePromise. Call or apply now to see if you qualify with us.

Call now: 800-720-0250

 

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How Credit Scores Affect VA Loan Approval

Years of your payment history on your debts is put into a formula to calculate your credit score. A lower score means you have more problems with your credit history. A low credit score can be hard to handle for many VA lenders. But not all VA lenders deny Veterans with 620 or lower credit scores.

Can You Get A VA Loan With 620 Credit Score?

Some Veterans think they will never qualify for a VA loan because they have a low credit score. Most lenders require a minimum credit score of 620 or higher before approving VA loans. But there are some VA lenders like HomePromise that may approve lower FICO score VA loans.

What Is The Minimum Credit Score Required For Approval?

The Veterans Administration has no minimum credit score requirement.  VA lenders have their own minimum credit score requirements for VA loan approval. For more information about getting a VA loan approved with tough credit call 800-720-0250 to speak with a VA Loan & Refinance Expert with HomePromise.

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“I just want to thank you very much for your work to help us refinance our loans. I know you had to do so much work for us and we really appreciate it. If I know anyone who wants to buy a home or refinance I will do my best to refer you to them. Again, thank you very much.”

Mary from Hanover, PA

“My mother recently had a refinance with HomePromise. The process was easy for her (and I) to follow. The loan representative, Chris Gaus was very helpful and responsive for the entire process and explained everything. I would definitely recommend this company.”

Dorothy from San Diego, CA