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How A VA Loan 600 Credit Score Affects VA Loan Approval

Have you been turned down for a VA loan with a 600 credit score or below? It is very common that VA lenders require a minimum credit score that is higher than 600.  But that’s not true for every VA lender. Call or apply now to see if you qualify with us.

Credit scores are calculated for lenders based on your past credit history.  A lower credit score usually means you have more problems with your credit history compared to other Americans. A credit score of 600 can be a barrier to loan approval for most VA lenders. But not all VA lenders deny Veterans with lower credit scores.

Can You Get A VA Loan With A Credit Score Of 600?

Some Veterans think they will never be able to use their VA home loan benefits because of their credit score. It is true that most lenders want to see a minimum credit score of 620 or even 640 before approving VA loans. But there are some VA lenders like HomePromise that will approve lower FICO score VA loans.

What Is The Minimum Credit Score Required For Approval?

Most Veterans blame the Veterans Administration if they get turned down for a low credit score.  They are often shocked to hear that the VA doesn’t have a minimum credit score requirement. VA lenders make their own minimum requirements for approval. For more information about getting a VA loan approved with less than perfect credit call 800-720-0250 to speak with a VA Loan & Refinance Expert with HomePromise.

I just want to thank you very much for your work to help us refinance our loans. I know you had to do so much work for us and we really appreciate it. If I know anyone who wants to buy a home or refinance I will do my best to refer you to them. Again, thank you very much.

Mary - Hanover, PA

This company out did themselves in my expectations. They were not pushy; they waited on me and kept contact with me even when I wasn’t sure if I was going to be able to refinance. I had a wonderful experience and highly recommend them for your next mortgage needs!

Paul - Waynesboro, PA

My mother recently had a refinance with HomePromise. The process was easy for her (and I) to follow. The loan representative was very helpful and responsive for the entire process and explained everything. I would definitely recommend this company.

Dorothy - San Diego, CA

I am a Veteran and they helped me understand the best options with my VA loan. They were great all through the process. I will definitely be telling others about Home Promise.

Jeff - Richmond, VA

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