100% free rate quote

Apply For A VA Loan With A 580 Credit Score

Have you been turned down for a VA loan with a credit score 580 or less? Most lenders require a minimum credit score of 620 or even 640, but don’t lose hope. A VA loan with bad credit may be possible. Call or apply now to see if you qualify.

Call now: 800-720-0250



How Do Credit Scores Affect VA Loan Approval?

All of your debt and credit history information is used to create your credit score. A lower score usually means you have more problems with your credit history compared with others in the United States. A low credit score can be hard to handle for many VA lenders.

Can You Get A VA Loan With 580 Credit Score?

Some Veterans think they will never qualify for a VA loan due to a low credit score. It is true that most lenders want to see a minimum credit score of 640 before approving VA loans. HomePromise is a VA lender that may approve your VA loan even with a lower credit score.

What Is The Minimum Credit Score Required For Approval?

The VA doesn’t have a minimum credit score requirement. VA lenders set their own minimum requirements for approval. For more information about getting a VA loan approved with a lower credit score call 800-720-0250 to speak with a VA Loan & Refinancing Expert with HomePromise.

Call Us Now!



Apply Online With Us Below


“I just want to thank you very much for your work to help us refinance our loans. I know you had to do so much work for us and we really appreciate it. If I know anyone who wants to buy a home or refinance I will do my best to refer you to them. Again, thank you very much.”

Mary from Hanover, PA

“My mother recently had a refinance with HomePromise. The process was easy for her (and I) to follow. The loan representative, Chris Gaus was very helpful and responsive for the entire process and explained everything. I would definitely recommend this company.”

Dorothy from San Diego, CA