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Apply For A VA Loan With Low Credit Scores

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How Credit Scores Affect VA Loans

If you’ve been denied for a low credit score VA loan, give us a call. While having a low credit score may be tough for most VA lenders, there is hope with HomePromise. You may have been turned down before, but don’t give up.

All of your debt and credit history information at the credit bureaus is put into an equation to come up with a credit score. A lower score means you have more problems with your credit history. A low credit score can be hard to handle for many VA lenders. But, not all VA lenders deny Veterans with low credit scores. It is possible to get approved for a VA loan with bad credit.

Can You Get A VA Loan With A Low Credit Score?

Some Veterans think they will never qualify for a VA loan due to a low credit score. It is true that most lenders want to see a minimum FICO score of 640 before approving VA loans.  HomePromise is a VA lender that has approved lower credit score VA loans and will continue to do so.

What’s The Minimum Credit Score Required For Approval?

The VA doesn’t have a minimum credit score requirement. VA lenders set their own minimum requirements for approval. For more information about getting a VA loan approved with a lower credit score call 800-720-0250 to speak with a VA Loan & Refinancing Expert with HomePromise.


I just want to thank you very much for your work to help us refinance our loans. I know you had to do so much work for us and we really appreciate it. If I know anyone who wants to buy a home or refinance I will do my best to refer you to them. Again, thank you very much.

Mary - Hanover, PA

This company out did themselves in my expectations. They were not pushy; they waited on me and kept contact with me even when I wasn’t sure if I was going to be able to refinance. I had a wonderful experience and highly recommend them for your next mortgage needs!

Paul - Waynesboro, PA

My mother recently had a refinance with HomePromise. The process was easy for her (and I) to follow. The loan representative was very helpful and responsive for the entire process and explained everything. I would definitely recommend this company.

Dorothy - San Diego, CA

I am a Veteran and they helped me understand the best options with my VA loan. They were great all through the process. I will definitely be telling others about Home Promise.

Jeff - Richmond, VA

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