Ensure Your Offer is Accepted With Our VA Loan Review

A VA mortgage offers many advantages over conventional loans. When you use your VA home loan benefit to buy a house, you don’t have to make a down payment. You also don’t have to pay monthly mortgage insurance (which is different from homeowners insurance). 

Additionally, you can pay off as much of the loan as you want without any penalties. However, after obtaining a VA eligibility certificate, you have one more hurdle to cross: getting your home purchase offer accepted by a seller. 

Here are some valuable tips to help you purchase a home successfully with a VA loan.

Get a HomePromise VA Loan Review

Getting a VA loan review by HomePromise before making an offer at the purchase price requested by a seller may give you an advantage over other home buyers. Our review helps you as the buyer to negotiate on level terms with the seller. 

The HomePromise loan review process results in a letter detailing your qualifications to purchase a home and gives the seller the confidence that you are a serious buyer and that accepting your offer will not lead to a prolonged or aborted transaction.

To get a VA loan review by HomePromise, call a HomePromise VA loan specialist at 800-720-0250. Be sure to have details about your credit history, your income, and information about other assets you might have. 

Veterans can still get a VA loan even after foreclosure or bankruptcy. Some say you need a credit score of 620 or higher. That’s not true with HomePromise.  You can have a credit score as low as 580 with HomePromise. 

Avoid Homes in Poor Condition

One cardinal rule states that all homes eligible for VA loans must be in a move-in-ready condition. The minimum property requirements for a VA loan specify the condition of an acceptable home to the VA.  

Unfortunately, this sometimes makes sellers nervous. So, you should make offers for homes that require minimal repairs. This means the kitchen, plumbing, roofing and other vital parts of the home must be in good repair and functioning properly. 

Make a final check before buying a home to ensure that they have completed any necessary repairs. Remember that a VA-approved appraiser will inspect and appraise your new home before the final approval. During the inspection by the appraiser, they will visually check for major problems with the home like structural problems.

Make a Competitive Offer

You can improve your chances of getting your offer accepted by making a realistic and competitive offer. Start by obtaining accurate estimates of the current price of the type of home you want to buy. You should also speak to the experienced military-friendly VA loan experts at HomePromise before you negotiate with the seller.

Since the house must be move-in ready, it’s important to consider the repairs needed when making your offer. Decide whether you will do the repairs or if the seller will do them. Also, consider including the costs in the selling price. Also, ensure that you are aware of all the closing costs involved and that you can meet all sales contract requirements within the closing timeline.


VA loans to purchase a home now enjoy better acceptance because the transaction process is much easier than it used to be. To obtain more detailed information about your VA loan eligibility and the procedure you should take to ensure that you can easily buy a suitable home with your VA loan home benefit, consult a HomePromise VA loan specialist today. 

Talk to a HomePromise VA loan specialist to learn more about your eligibility for a VA loan. Also, they can guide you through the steps to buy a home using your VA loan benefit.

When you call us at 800-720-0250 have on hand any other pre-qualified notifications you have, any scheduled closing date information, your escrow account information, any sales contract(s) or purchase agreement(s) already signed, a copy of your earnest money deposit check and your real estate agent’s name.

va loan requirements, va loan review, va loans

VA Loan Requirements

The VA Home Loan benefit is one of the most significant benefits for active military members and Veterans. A VA Home Loan comes with financial benefits for qualified Veterans. The VA loan income guidelines and credit score for VA loan approval are more flexible than other home loan programs. For many Veterans, the VA Home Loan benefit is their only option for owning a home.

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