Home Buying When Transitioning to Civilian Life

Transitioning from military service to civilian life can be tough, but finding a home is crucial during this change. Leaving the military or active duty to find civilian jobs is tough. Buying a home can be an overwhelming experience for the toughest of soldiers. This home buying guide helps military members buy homes and make informed decisions as they transition to civilian life.

Take Advantage of VA Loan Benefits

As a military member transitioning to civilian life, you may be eligible for a VA loan. The U.S. Department of Veterans Affairs backs VA loans. They typically have lower interest rates and more lenient eligibility requirements compared to regular mortgages. 

Getting pre-qualified for a VA home loan is the first step in buying a home. Call HomePromise at 800-720-0250 for a fast and easy way to prequalify. 

Consider Your Location and Lifestyle

When choosing a home, consider factors like location and lifestyle. Think about your proximity to job opportunities, family, and amenities. Consider factors like schools, healthcare facilities, and community services. Also consider your lifestyle preferences, like city or suburban living, and if the community matches your values and interests.

Knowing your location and lifestyle will make searching for your new home much easier once prequalified with HomePromise.

Plan for the Future

Military life means moving a lot, but when you leave the military, you might want more stability. Consider your long-term plans and choose a home that accommodates your future goals. Consider property value growth, resale potential, and the ability to modify your home as your needs change.

Take Advantage of Military-Friendly Lenders

Some VA lenders, like HomePromise support those having served in more ways than one. Many lenders offer VA mortgages but set restrictive limitations on your credit score – not HomePromise. In fact, HomePromise provides VA lending for veterans and military members with low to no credit scores and credit scores as low as 580.


Transitioning from the military to civilian life is a significant change. One crucial aspect of this process is getting prequalified, then finding the perfect home.

To confidently purchase a home, you should consider several factors. First, understand your finances and determine how much you can afford by calling HomePromise today 800-720-0250. Additionally, think about the location and lifestyle that best suits your needs.

Planning for the future and considering any potential changes in your circumstances is important. Working with a VA lender, like HomePromise, provides valuable guidance throughout the process.

va debt consolidation and military loans

VA Debt Consolidation Loans & Military Debt Consolidation

Even with the best of intentions, bills can start to pile up. From unexpected medical bills to high interest credit cards, debt can happen to anyone. Other expenses like college tuition, delinquent taxes, and second mortgages can also cause financial stress. For veterans and military families currently experiencing financial difficulties, VA military debt consolidation loans can help.

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