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Creative Berm Home Financing
For those looking to buy or refinance an energy efficient home know there are problems with berm home financing. You have great credit and a great job but still get turned down for a loan. If this sounds familiar then, you need creative berm home financing.
Why You Need To Get Creative
Berm houses are unique. These types of houses are typically built anywhere from slightly above grade to/or partially below ground level, with earth covering up to three side walls leaving only the front of the house exposed to natural light. This type of building design allows for adequate ventilation and passive solar to significantly reduce heating and cooling costs. This type of construction also helps protect from natural disasters.
“I would highly recommend HomePromise.” – Karen W.
Getting approved for a berm home mortgage or financing can be difficult. Unique properties like dome homes and log homes are just as difficult. Because earth sheltered homes are unique, approval will require you to be creative.