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Carriage House Loans

This type of home is usually older and often was once used to house a horse-drawn carriage. Usually, these parts of an older home are separate from the main house. Some lenders struggle with Carriage House loans because they are unique.


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What Are The Advantages To Getting A Carriage House Loan?

Today, Carriage Houses converted into separate living areas are popular. They may even have their own kitchen and bathroom. VA lenders struggle with Carriage House Loans because they are unique.

Accessory Dwellings like Carriage Houses are challenging in the lending process because appraisers are required to find similar homes nearby to determine a value for your home.

If three similar homes can’t be found, the appraisal will not meet the guidelines of many lenders. But HomePromise makes loans for homes that have a Carriage House without recent sales of similar homes nearby, so don’t give up!

Carriage House Loan Experts!

Owning a home lies at the heart of the American dream. A home is the foundation for many people’s financial security. At HomePromise, we understand the lending process can be discouraging. We want to change that. Trust the Home Loan experts and creative financing team at HomePromise.

We understand that there are many different types of loans, and many different types of homeowners. That’s why we want you to talk with one of our team members. Applying with us is always 100% free – no risk, no cost, no obligation to you. That is the HomePromise Way.

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“I just want to thank you very much for your work to help us refinance our loans. I know you had to do so much work for us and we really appreciate it. If I know anyone who wants to buy a home or refinance I will do my best to refer you to them. Again, thank you very much.”

Mary from Hanover, PA

“My mother recently had a refinance with HomePromise. The process was easy for her (and I) to follow. The loan representative, Chris Gaus was very helpful and responsive for the entire process and explained everything. I would definitely recommend this company.”

Dorothy from San Diego, CA